We first want to thank you so much for choosing the Earn company. It is important to make sure our families are financially literate. Despite many of us not learning early how important credit was, of it amazing advantages and its consequences, if not taken care of. From our  family business to your family, we are dedicated to building generational wealth and credit is one way to accomplish that. Our goal is for this credit restoration journey to be clear, transparent and effective so we’ve mapped out the process step by step. Everyone can get super anxious when looking for results, so we just wanted to help you understand the next couple months. 

 

Below you will find an overview with super detailed directions, on every part of your responsibility to help us, help you!


 

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COMMUNICATION MOVING FORWARD

 

ONLINE PORTAL

We are a very well known company and get thousands of calls every single day, in order to make our paying clients a priority and easy access to their representative, we ask that you contact us via your ONLINE PORTAL, which will give us the ability to get to you quickly without you getting stuck in a call log. We don’t want you getting frustrated or feel like we are ignoring you, please do not call.


 

OVERVIEW

 

STEP 1: MAKING A GOOD DECISION (YOU CALLED AND GOT SIGNED UP, YAY!)

STEP 2: UPLOAD NECESSARY DOCUMENTS TO BACK PORTAL (YOU DID THIS ON THE PHONE WITH US)

STEP 3: REPAIR TIME & UPDATES

STEP 5: REBUILD

 

 

 

STEP 1

MAKING A GOOD DECISION 



 

Hello Family, 

 

Yes, we are addressing the whole family, because good or bad credit affects everyone in the household. Please, we are not stingy, with all the information you learn from the Earn company please be diligent in sharing this with your WHOLE FAMILY! We only build generational wealth by educating the generation before and after us! So, you definitely deserve a congratulations on making a GOOD DECISION for your family. There were two choices you could have made: 

 

VIP: 

 

Hand off approach, where the EARN company will handle all the physical labor and give you the white glove service of the credit repair.

 

DIY: 

 

You still can get the job done, but we’re giving you some responsibility. We will be sending the disputes to you and you will send them out to the credit bureaus. (You can find specific step by step instructions on exactly what to do in your monthly execution packet)

 

Earlier, on the phone you made a decision based on your financial capability. If you’re having second thoughts and maybe want to upgrade, don’t ever be afraid to give us a call. Now, it’s time to get started! Let’s break down what’s next. 

 

 

STEP 2

UPLOAD NECESSARY DOCUMENTS


 

What’s up! 

Alright so this might sound a little redundant, most likely you already completed this step with a rep, but again we want to show you how ahead of the game you are. No harm in just going over the MOST IMPORTANT process for us to do our job. YOUR DOCUMENTS! Below you will find a checklist of the necessary documentation we require for you to upload in your client portal. If you did this already, wooohooooo! If not, maybe we should get it done right now! 


 

DOCUMENTATION UPLOADS

(REQUIRED WHETHER YOU ARE VIP OR DIY CLIENT)

 

  • CLEAR PHOTO OF STATE ID

NOTE: PLEASE PLACE ON A DARK BACKGROUND AND FOCUS ON ID SO TEXT IS CLEAR TO ENSURE VISIBILITY

  • CLEAR PHOTO OF PROOF OF ADDRESS

NOTE: PLEASE TAKE DOCUMENT OUT OF ENVELOPE AND TAKE A CLEAR PHOTO OF THE ENTIRE DOCUMENT ON A DARK BACKGROUND, WE NEED TO SEE YOUR NAME AND ADDRESS WHICH USUALLY WOULD BE FOUND IN THE HEADER. 

 

EXAMPLES: 

  • UTILITY BILL 

  • BANK STATEMENT 

  • ONLINE BILL

 

WE EVEN HAVE AN EXAMPLE PIC FOR YOU:

 

 

  • 3 BUREAU CREDIT REPORT

NOTE: HERE IS WHERE YOU SHOULD GET YOUR CREDIT REPORT FROM: 

https://www.identityiq.com/help-you-to-save-money.aspx?offercode=431133ED

 

CLICK AND FOLLOW THE PROMPTS

 

GET YOURS NOW > FILL OUT FORM > FOLLOW ALL THE WAY THROUGH AND ANSWER THE SECURITY QUESTIONS AT THE END

 

THIS IS SO IMPORTANT DON’T CONTINUE WITHOUT ANSWERING SECURITY QUESTIONS.

 

WRITE DOWN USERNAME AND PASSWORD AND SECURITY QUESTIONS.

(THIS IS CASE SENSITIVE SO PLEASE BE CLEAR)

 

SEND THIS INFORMATION TO US IN YOUR PORTAL




 

Now, if you are a VIP member, we would have set up you 3 month update call and sent you an invite in your email, so APPROVE IT! This way you can not forget! Want to know what happens on this call? 

 

  • Review Progress 

  • Updated Credit Report 

  • Game Plan Moving Forward



 

 

 

STEP 3

REPAIR TIME


 

It’s go time! 

 

This is so exciting! So now that we have everything we need to get started, we can’t wait anymore. We are going to separate this into two different instructions since it is very different for both the DIY and the VIP clients. So listen carefully! 



 

DIY INSTRUCTIONS 

 

  1. YOU WILL RECEIVE YOUR FIRST EXECUTION PACKET IN THE MAIL WITHIN 7-10 BUSINESS DAYS DEPENDING WHERE YOU LIVE.

FAQ: What is an execution packet? In your execution packet you will find the following

  • EXECUTION INSTRUCTIONS

  • DISPUTE LETTERS

  • 3 LABELED ENVELOPES FOR YOU TO SEND OUT TO CREDIT BUREAUS 

  1. FOLLOW THE EXECUTION INSTRUCTIONS THAT WILL SHOW YOU HOW TO SEND OUR YOUR DISPUTES TO ALL 3 CREDIT BUREAUS 

  2. MAKE SURE YOU EXECUTE IMMEDIATELY BECAUSE ULTIMATELY WE ARE WAITING FOR THE RESPONSES FROM THE CREDIT BUREAUS WHICH CAN TAKE UP TO 45 BUSINESS DAYS. 

  3. WHEN YOU RECEIVE RESPONSES IT IS SO IMPORTANT TO TAKE CLEAR PHOTOS OF THE ENTIRE DOCUMENTATION AND UPLOAD IT INTO YOUR BACK PORTAL

You will receive a confirmation, to let you know we received the information and will be reviewing them prior to your next update via online portal.

You will receive 3 month updates via your back portal.

 

VIP INSTRUCTIONS

 

We handle the entire dispute process for you, your only responsibility is to send over responses, which takes up to 45 business days to receive in the mail. So yes, look out in the mail! 

 

WHEN YOU RECEIVE RESPONSES IT IS SO IMPORTANT TO TAKE CLEAR PHOTOS OF THE ENTIRE DOCUMENTATION AND UPLOAD IT INTO YOUR BACK PORTAL

You will receive a confirmation, to let you know we received the information and will be reviewing them prior to your next update via online portal.

 

Also, make sure you really are staying on top of this, remember you have a scheduled phone call every 3 months and we want to be able to effectively overview the changes, progress and game plan. This is already a long process we don’t want to have set back.


 

 

STEP 4

REBUILD

 

Yayyyy! 

 

We’ve made so much progress and removed! You never sweep dirt under a carpet, it will only create a lump in the carpet! So, first we got rid of the junk, COMPLETELY. Now time to rebuild. Here are the following links, so you can start. 

 

3 Ways To Build

 

  • TRADELINES

    •  

  • CREDIT CARDS

    •  

  • SECURED LOANS

    •  

  • AUTHORIZE USER METHODS

    •  

  • POSITIVE PAYMENT HISTORY

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